Trusted Foreclosure Lawyer in Florida: Protecting Your Home from Foreclosure

Understanding Florida's Judicial Foreclosure Process

Florida is a judicial foreclosure state, meaning lenders must file a lawsuit in court and obtain a judgment before selling your property. This process gives homeowners critical opportunities to respond and defend their rights. It typically begins after missed payments lead to a default notice, followed by a complaint and summons. You generally have 20 days to file a response with the court.

If no response is filed, the lender may seek a default judgment. Otherwise, the case proceeds through motions, possible summary judgment hearings, discovery, and potentially a trial. The entire process often takes 6–18 months or longer, depending on defenses raised and court backlog. Early intervention by a skilled Florida foreclosure lawyer can make a significant difference in delaying proceedings or achieving a favorable resolution.

Key Services from Our Foreclosure Defense Attorneys

We offer comprehensive support to homeowners facing foreclosure in Florida:

Our goal is to explore every avenue to help you keep your home or exit the situation on the best terms possible.

Common Foreclosure Defenses We Use in Florida

Many successful defenses focus on procedural or substantive errors by the lender. We frequently challenge:

• Lack of Standing: The lender must prove they hold the original note and have the right to foreclose at the time of filing.
• Failure to Satisfy Conditions Precedent: Improper or missing default notices, acceleration letters, or other required steps.
• Loan Servicer Errors: Misapplied payments, improper fees, or accounting mistakes.
• Statute of Limitations: If the foreclosure is based on an old default.
• Fraud or Misrepresentation: Issues with loan origination or predatory practices.

Raising these defenses can lead to case dismissal, delays, or better settlement terms.

Why Choose Denha Law Office as Your Foreclosure Lawyer in Florida?

Attorney Lance Denha brings decades of experience in real estate and foreclosure matters, licensed in Florida to handle cases statewide. We prioritize clear communication, thorough case analysis, and aggressive advocacy. Whether you're in pre-foreclosure, responding to a summons, or facing a final judgment, we act quickly to protect your equity and rights. Our client-focused approach has helped many Florida homeowners navigate this challenging process successfully.

Take Action Today – Contact a Foreclosure Lawyer in Florida

Time is critical in foreclosure cases—the sooner you act, the more options you have. Don't face this alone. Reach out for professional guidance and explore ways to fight back or resolve the situation favorably.

Serving All of Florida | Main Office: 200 S Andrews Ave, Fort Lauderdale, FL 33301